Decentralized Finance: The Technology-First Revolution in Private Banking
暫譯: 去中心化金融：私人銀行的技術優先革命
Schueffel, Patrick, Dcosta, Floyd
- 出版商: CRC
- 出版日期: 2026-11-13
- 售價: $3,840
- 貴賓價: 9.5 折 $3,648
- 語言: 英文
- 頁數: 182
- 裝訂: Hardcover - also called cloth, retail trade, or trade
- ISBN: 1041278055
- ISBN-13: 9781041278054
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相關分類:
區塊鏈 Blockchain、Fintech
尚未上市，無法訂購
相關主題
商品描述
This book traces the evolution of banking from traditional private wealth management to the modern era of decentralized finance (DeFi). It introduces core concepts of blockchain, smart contracts, and digital assets, positioning DeFi as a parallel financial system. The text explores the convergence of DeFi and private banking, offering strategic guidance for financial institutions to responsibly navigate this transformative landscape, focusing on innovation, compliance, and risk management.
The book's key topics are structured to provide a comprehensive understanding of the shift to a decentralized financial system. It begins with the historical evolution of banking, setting the stage for how technology has continually reshaped the industry. A foundational chapter demystifies blockchain technology, explaining concepts like immutability and smart contracts to ground readers in the technical principles of DeFi. The narrative then moves to the specifics of DeFi, unpacking key mechanisms like automated market makers and liquidity pools. A pivotal section explores the intersection of DeFi and private banking, outlining practical use cases like decentralized lending for high-net-worth individuals. Finally, the book addresses the critical challenges of regulatory compliance and offers strategic guidance for executives, providing a roadmap for institutional readiness and digital transformation.
The primary target audience is practitioners and executives. The content is tailored to help financial and technology professionals understand, evaluate, and integrate DeFi into their operations.
商品描述(中文翻譯)
本書追溯銀行業從傳統私人財富管理到去中心化金融（Decentralized Finance, DeFi）現代發展的演變歷程。本書介紹區塊鏈（blockchain）、智慧合約（smart contracts）與數位資產（digital assets）的核心概念，並將 DeFi 定位為一套平行的金融系統。內容探討 DeFi 與私人銀行業務的融合，針對金融機構如何負責任地因應這個變革性環境提供策略指引，重點聚焦於創新、法規遵循與風險管理。
本書各項主題的編排，旨在協助讀者全面理解金融體系轉向去中心化金融系統的過程。全書首先從銀行業的歷史演變談起，說明科技如何持續重塑這個產業，為後續內容奠定背景。接著，基礎篇章將區塊鏈技術化繁為簡，解釋不可竄改性（immutability）與智慧合約等概念，讓讀者建立理解 DeFi 技術原理所需的基礎。隨後，內容進一步介紹 DeFi 的具體運作方式，深入解析自動化做市商（automated market makers）與流動性池（liquidity pools）等關鍵機制。書中一個重要章節探討 DeFi 與私人銀行業務的交會，說明高淨值人士採用去中心化借貸等實際應用情境。最後，本書處理法規遵循所面臨的關鍵挑戰，並為企業主管提供策略指引，協助金融機構規劃機構準備度與數位轉型的實施藍圖。
本書的主要讀者為金融業實務工作者與企業主管。內容特別設計用於協助金融與科技專業人士理解、評估並將 DeFi 整合至其業務運作中。
作者簡介
Patrick Schueffel is an adjunct professor at Fribourg's School of Management, focusing on Fintech, Entrepreneurship in Banking & Finance, and Innovation. He has published extensively in academic journals and practitioner outlets. Alongside academia, he has held various senior roles in Swiss and Liechtenstein banks, including C-level positions, and he works as a corporate advisor.
Floyd DCosta is the co-founder of Blockchain Worx, a Web3 studio harnessing blockchain and AI for sustainable digital transformation. He is also co-founder of Space Armour, a SpaceTech venture building sovereign agentic AI for space and mission-critical environments. He is a regular speaker, writer, and contributor to multiple forums on emerging technologies and innovation.
作者簡介(中文翻譯)
Patrick Schueffel 是 Fribourg 管理學院的兼任教授，專注於金融科技（Fintech）、銀行與金融領域的創業，以及創新。他在學術期刊與業界出版物上發表了大量文章。除學術工作之外，他也曾在瑞士與列支敦斯登的銀行擔任多項高階職務，包括 C-level 職位，並從事企業顧問工作。
Floyd DCosta 是 Blockchain Worx 的共同創辦人。Blockchain Worx 是一家 Web3 工作室，運用區塊鏈與 AI 推動永續的數位轉型。他也是 Space Armour 的共同創辦人；Space Armour 是一家 SpaceTech 新創企業，致力於為太空及任務關鍵環境打造主權代理型 AI。他經常在新興技術與創新相關的多個論壇中擔任演講者、作者及貢獻者。
