Transforming Business Finance in the Digital Era
暫譯: 數位時代的商業金融轉型

銀行和金融行業的運作因整合了新穎的智慧科技而發生了重大變化。隨著數位科技的演進，如機器學習（machine learning）和人工智慧（artificial intelligence），企業和金融分析獲得了新的工具，這些工具提供了分析財務資訊的機會，以便做出更好的決策和市場風險管理。本書探討了這些發展，透過對人工智慧和機器學習如何影響當今商業金融流程的明確評估。它探討了金融科技（fintech）可能帶來的機會和風險，以及與人工智慧和機器學習相關的倫理問題。內容涵蓋了投資環境的變化、社交商務與機器學習的交匯、綠色銀行中客戶意識和參與度的評估、用於預測的機器學習演算法、透過機器學習分析的投資行為中的性別偏見等多個主題。

Sanjay Taneja, PhD, is an Associate Professor in Research at Graphic Era University in Dehradun, India, and an Affiliate Professor at Uşak University in Turkey. He has over 50 publications to date, including research papers, e-books, textbooks, and edited books. He also holds several patents. He is frequently invited as a speaker and has served as a session conference chair, resource person, and judge. He focuses on areas such as banking regulations, fintech, sustainable finance, and environmental finance.

Mohammad Kashif, PhD, is an Assistant Professor of Management Studies at Graphic Era University, Dehradun, India. He is an esteemed academic and researcher specializing in management, finance, financial economics, and international business. His work has been recognized with awards and senior and junior research fellowships. He has also authored several textbooks and is mentoring PhD scholars. Additionally, he actively participates in academic events, delivering keynote lectures and organizing national-level conferences.

Ercan Özen, PhD, is a Professor of Finance in the Faculty of Applied Sciences at the University of Uşak, Turkey. He has edited books and has more than 100 publications to his credit. He is a board member of several international conferences and workshops and chair of the International Applied Social Sciences Congress and co-editor of the Journal of Corporate Governance, Insurance and Risk Management and Opportunities and Challenges in Sustainability. Dr. Özen is also a certificated accountant, member of the Aegean Finance Association, and member of TEMA (Turkey Combating Soil Erosion, for Reforestation and the Protection of Natural Resources Foundation).

Luan Vardari, PhD, is Assistant Professor of Finance in the Faculty of Economics at University "Ukshin Hoti," Prizren, Kosovo. He teaches finance courses at graduate and undergraduate levels. His research interests include financial markets and institutions, portfolio optimizations, and international finance. Dr. Vardari is the founder and editor-in-chief of Prizren Social Science Journal. He is also an editor for book chapters and articles in national and international journals.

Sanjay Taneja, PhD 是印度德拉敦的 Graphic Era University 研究副教授，並且是土耳其 Uşak University 的附屬教授。他至今已發表超過 50 篇出版物，包括研究論文、電子書、教科書和編輯書籍。他還擁有多項專利。Taneja 博士經常受邀擔任演講者，並曾擔任會議的會議主席、資源人員和評審。他的研究重點包括銀行法規、金融科技、可持續金融和環境金融。

Mohammad Kashif, PhD 是印度德拉敦的 Graphic Era University 管理學助理教授。他是一位受人尊敬的學者和研究人員，專注於管理、金融、金融經濟學和國際商務。他的工作獲得了獎項以及高級和初級研究獎學金的認可。他還撰寫了多本教科書，並指導博士生。此外，他積極參加學術活動，發表主題演講並組織全國性會議。

Ercan Özen, PhD 是土耳其 Uşak University 應用科學學院的金融學教授。他編輯過書籍，並擁有超過 100 篇的出版物。他是多個國際會議和研討會的董事會成員，並擔任國際應用社會科學大會的主席，以及《企業治理、保險與風險管理期刊》和《可持續性中的機遇與挑戰》的共同編輯。Özen 博士也是一名持證會計師，愛琴海金融協會的成員，以及 TEMA（土耳其防治土壤侵蝕、再造林及自然資源保護基金會）的成員。

Luan Vardari, PhD 是科索沃 'Ukshin Hoti' 大學經濟學院的金融學助理教授。他教授研究生和本科生的金融課程。他的研究興趣包括金融市場和機構、投資組合優化和國際金融。Vardari 博士是《Prizren Social Science Journal》的創始人和主編。他還擔任國內外期刊的書籍章節和文章的編輯。