China's Pension Reform: Policy Research and Response to Challenge of Aging Population
暫譯: 中國的退休金改革：政策研究與應對老齡化挑戰

Tao Wang, Ph.D. in Economics, is currently a lecturer in the Department of Taxation, School of Finance and Taxation, Capital University of Economics and Business. He holds a postdoctoral degree in finance from Guanghua School of Management, Peking University. Dr. Wang has published 14 papers in CSSCI, SSCI and SCI journals such as Fiscal Studies, Taxation Studies, Nankai Economic Studies, etc. Some of his papers have been selected as cover articles or reprinted, and his recommendations on governance have been adopted by the Ministry of Finance, the Supreme People's Court, and Beijing Municipal Commission of Development and Reform, etc. He is also the author and co-author of High Credit and Taxation. As an author and co-author, Dr. Wang has written books such as "High Credit Society".

Gao Ke holds an MBA from Peking University's Guanghua School of Management, a PhD in Economics from the School of Finance and Taxation at the Central University of Finance and Economics, as well as postdoctoral qualifications in Theoretical Economics from the School of Social Sciences at Tsinghua University and in Applied Economics from the School of Economics at Peking University. He was brought in under Shandong Province's "Qing You Plan" and is recognized as an expert receiving special allowances from the provincial government and as a top-tier professional and technical talent in Jinan. He has published over seventy articles in domestic and international journals, such as the Journal of the Central University of Finance and Economics, Studies in Institutional Economics, Economic Problems Exploration, Dongyue Tribune, Renewable Energy, and Energy & Environment. In addition, he has authored several monographs, including Fiscal Policy Research on Transforming China's Economic Growth Drivers and Rural Revitalization: The Qilu Model.

Ennan Zhao is a graduate student in Applied Analytics at Columbia University with a strong academic background in Accounting and Business Analytics from Northeastern University. Her research focuses on leveraging data analytics and machine learning to solve real-world problems, including consumer behavior analysis and financial modeling. Ennan has applied their expertise in professional roles, developing predictive models for delinquency risk and optimizing audit processes, and has contributed to consulting projects analyzing risk control and customer retention strategies. Proficient in Python, SQL, R, and Tableau, Ennan combines technical skills with a global perspective, fluency in Chinese, and a passion for innovation in data-driven solutions.

陶旺，經濟學博士，目前擔任首都經濟貿易大學財稅學院的稅務系講師。他擁有北京大學光華管理學院的金融博士後學位。王博士在《財政研究》、《稅務研究》、《南開經濟研究》等CSSCI、SSCI和SCI期刊上發表了14篇論文，其中一些論文被選為封面文章或重印，他對治理的建議已被財政部、最高人民法院和北京市發展和改革委員會等機構採納。他也是《高信用與稅收》的作者和合著者，作為作者和合著者，王博士撰寫了《高信用社會》等書籍。

高可擁有北京大學光華管理學院的MBA學位，中央財經大學財稅學院的經濟學博士學位，以及清華大學社會科學學院的理論經濟學博士後資格和北京大學經濟學院的應用經濟學博士後資格。他是山東省「青優計劃」引進的人才，獲得省政府的特別津貼，被認定為濟南市的高層次專業技術人才。他在國內外期刊上發表了七十多篇文章，如《中央財經大學學報》、《制度經濟學研究》、《經濟問題探索》、《東岳論壇》、《可再生能源》和《能源與環境》。此外，他還撰寫了多部專著，包括《中國經濟增長動力轉型的財政策研究》和《鄉村振興：齊魯模式》。

趙恩南是哥倫比亞大學應用分析的研究生，擁有東北大學會計和商業分析的堅實學術背景。她的研究重點是利用數據分析和機器學習解決現實世界的問題，包括消費者行為分析和財務建模。恩南在專業角色中應用她的專業知識，開發預測違約風險的模型並優化審計流程，並參與分析風險控制和客戶保留策略的諮詢項目。她精通Python、SQL、R和Tableau，將技術技能與全球視野相結合，流利的中文能力以及對數據驅動解決方案創新的熱情。