Decentralized Finance: The Technology-First Revolution in Private Banking
暫譯: 去中心化金融：以技術為先的私人銀行革命
Schueffel, Patrick, Dcosta, Floyd
- 出版商: CRC
- 出版日期: 2026-11-13
- 售價: $2,670
- 貴賓價: 9.5 折 $2,536
- 語言: 英文
- 頁數: 182
- 裝訂: Quality Paper - also called trade paper
- ISBN: 1041277881
- ISBN-13: 9781041277880
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相關分類:
Fintech、區塊鏈 Blockchain
尚未上市，無法訂購
相關主題
商品描述
This book traces the evolution of banking from traditional private wealth management to the modern era of decentralized finance (DeFi). It introduces core concepts of blockchain, smart contracts, and digital assets, positioning DeFi as a parallel financial system. The text explores the convergence of DeFi and private banking, offering strategic guidance for financial institutions to responsibly navigate this transformative landscape, focusing on innovation, compliance, and risk management.
The book's key topics are structured to provide a comprehensive understanding of the shift to a decentralized financial system. It begins with the historical evolution of banking, setting the stage for how technology has continually reshaped the industry. A foundational chapter demystifies blockchain technology, explaining concepts like immutability and smart contracts to ground readers in the technical principles of DeFi. The narrative then moves to the specifics of DeFi, unpacking key mechanisms like automated market makers and liquidity pools. A pivotal section explores the intersection of DeFi and private banking, outlining practical use cases like decentralized lending for high-net-worth individuals. Finally, the book addresses the critical challenges of regulatory compliance and offers strategic guidance for executives, providing a roadmap for institutional readiness and digital transformation.
The primary target audience is practitioners and executives. The content is tailored to help financial and technology professionals understand, evaluate, and integrate DeFi into their operations.
商品描述(中文翻譯)
本書追溯銀行業從傳統私人財富管理發展至現代去中心化金融（Decentralized Finance, DeFi）的演變歷程。書中介紹區塊鏈、智慧合約與數位資產的核心概念，並將 DeFi 定位為一套平行的金融體系。內容探討 DeFi 與私人銀行業務的融合，針對金融機構如何以負責任的方式因應這個變革中的金融環境，提供策略性指引，重點涵蓋創新、法規遵循與風險管理。
本書依循一套完整的主題架構，協助讀者深入理解金融體系轉向去中心化金融系統的過程。全書首先從銀行業的歷史演進談起，說明科技如何持續重塑金融產業，為後續內容奠定基礎。接著，基礎篇章將區塊鏈技術化繁為簡，解釋不可篡改性（immutability）與智慧合約等概念，協助讀者掌握 DeFi 背後的技術原理。之後，內容進一步介紹 DeFi 的具體運作方式，解析自動化做市商（automated market makers）與流動性池（liquidity pools）等關鍵機制。書中的重要章節探討 DeFi 與私人銀行業務的交集，並說明高淨值人士採用去中心化借貸等實際應用案例。最後，本書聚焦於法規遵循所面臨的關鍵挑戰，並為企業主管提供策略性指引，協助金融機構建立制度準備，推動數位轉型。
本書主要讀者為金融實務工作者與企業主管，內容旨在協助金融與科技專業人士理解、評估並將 DeFi 整合至其營運流程中。
作者簡介
Patrick Schueffel is an adjunct professor at Fribourg's School of Management, focusing on Fintech, Entrepreneurship in Banking & Finance, and Innovation. He has published extensively in academic journals and practitioner outlets. Alongside academia, he has held various senior roles in Swiss and Liechtenstein banks, including C-level positions, and he works as a corporate advisor.
Floyd DCosta is the co-founder of Blockchain Worx, a Web3 studio harnessing blockchain and AI for sustainable digital transformation. He is also co-founder of Space Armour, a SpaceTech venture building sovereign agentic AI for space and mission-critical environments. He is a regular speaker, writer, and contributor to multiple forums on emerging technologies and innovation.
作者簡介(中文翻譯)
Patrick Schueffel 是 Fribourg 管理學院的兼任教授，專注於 Fintech、銀行與金融領域的創業，以及創新。他在學術期刊與業界出版物上發表了大量文章。除了學術工作之外，他也曾在瑞士與列支敦斯登的銀行擔任各種資深職務，包括 C-level 職位，目前亦從事企業顧問工作。
Floyd DCosta 是 Blockchain Worx 的共同創辦人。Blockchain Worx 是一家 Web3 工作室，運用 blockchain 與 AI 推動永續的數位轉型。他也是 Space Armour 的共同創辦人。Space Armour 是一家 SpaceTech 新創企業，致力於為太空及任務關鍵環境打造具主權性的 agentic AI。他經常在多個新興科技與創新論壇擔任演講者、作者及貢獻者。
