Introduction to Online Payments Risk Management (Paperback)

Ohad Samet

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商品描述

If you’ve been tasked with building a team to handle risk management for online payments (RMP), this practical introduction provides a framework for choosing the technologies and personnel you need. Author and financial services executive Ohad Samet explains the components of payments risk management, and presents a coherent strategy and operational approach.

You’ll learn the answers to questions you’re likely to encounter in the first 18 months of operation, with information that Samet has shaped and tested over several years in the industry. This book is ideal whether you intend to be a one-person task force or work with dozens of agents and analysts.

  • Use both a portfolio and behavioral approach to analyzing and optimizing losses
  • Learn about your customers to determine if they can and will meet obligations
  • Build an RMP team for payment risk operations, analytics, and decision automation
  • Use linking mechanisms and velocity models to detect unusual activity among your customers
  • Design system and data architecture to facilitate your activity analysis
  • Implement the decision and loss-reduction mechanisms you need to act on your findings

商品描述(中文翻譯)

如果您被指派建立一個負責網上支付風險管理(RMP)的團隊,這本實用的介紹書為您選擇所需的技術和人員提供了一個框架。作者兼金融服務執行官Ohad Samet解釋了支付風險管理的組成部分,並提出了一個有條理的策略和操作方法。

您將學到在運營的前18個月中可能遇到的問題的答案,這些信息是Samet在該行業中多年的塑造和測試的結果。無論您打算成為一個獨立的工作小組還是與數十名代理人和分析師合作,這本書都是理想的選擇。

以下是本書的主要內容:
- 使用投資組合和行為方法來分析和優化損失
- 了解您的客戶,以確定他們是否能夠並且願意履行義務
- 為支付風險操作、分析和決策自動化建立一個RMP團隊
- 使用連接機制和速度模型來檢測客戶之間的異常活動
- 設計系統和數據架構以促進您的活動分析
- 實施您需要根據發現採取行動的決策和減損機制